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Under the Өрлеу programme, business owners can borrow up to 1.5 billion tenge for working capital at an interest rate of 12.6%. Damu has launched one-year subsidies for these loans (t.me). The fund said the new terms have taken effect.
What Өрлеу loans can cover
The subsidies apply to working capital loans. This money covers day-to-day business operations. That is the purpose specified in the programme’s new terms.
raem.kz has a separate article on the other terms of loans under the Өрлеу programme.
How much you can borrow
The loan limit is 1.5 billion tenge. “Up to” means this is the maximum amount available under the announced terms.
The interest rate business owners pay
Business owners pay an interest rate of 12.6%. Damu subsidises the loan: the fund covers part of the interest, reducing borrowing costs for the business.
The process is explained in the article on Damu loan subsidies.
How long the subsidy lasts
The subsidy lasts one year. Here’s an important detail: that figure refers to the period of interest support. When choosing a loan, consider the subsidy period separately from the repayment term.
Put simply
If you need money for day-to-day business expenses, these are the key Өрлеу terms: up to 1.5 billion tenge, a 12.6% interest rate and a one-year subsidy. Before applying, check the eligibility requirements and the programme’s other terms.
