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From January 1, 2027, Kazakhstan will end state-funded pension top-ups for people receiving childcare benefits. Contributions deducted from the benefit itself will continue to go to the Unified Accumulative Pension Fund (UAPF) (inbusiness.kz). For someone with an average monthly income of 500 thousand tenge, monthly payments into their pension account will fall from 50 to 20 thousand tenge. The childcare benefit itself will not be affected.
Who receives state pension top-ups
Until the end of 2026, the top-up is available to people receiving the social benefit for caring for a child under 18 months. The benefit amounts to 40% of the average monthly income on which social contributions were paid over the past 24 months.
Mandatory pension contributions of 10% are deducted from the benefit. The state makes up the difference so that 10% of the recipient’s previous average monthly income goes into their pension account. Pension savings therefore receive payments from two sources during the childcare period.
How much less will go into the UAPF
The difference is clear in the example of a parent with an average monthly income of 500 thousand tenge. At that income, the childcare benefit is 200 thousand tenge before pension contributions are deducted.
| Monthly amounts | Until the end of 2026 | From January 1, 2027 |
|---|---|---|
| Benefit before contributions are deducted | 200,000 tenge | 200,000 tenge |
| Pension contributions deducted from the benefit | 20,000 tenge | 20,000 tenge |
| State top-up | 30,000 tenge | 0 tenge |
| Total paid into the pension account | 50,000 tenge | 20,000 tenge |
In this example, the pension account will receive 30 thousand tenge less each month. That is a 60% drop. These are new payments into the account; returns on pension savings already held in the account are a separate matter.
Whether existing recipients will keep their top-ups
There is an important detail here: subsidies approved before January 1, 2027, will also stop being paid from that date. Starting parental leave in 2026 will not preserve the state top-up for the rest of the childcare period.
The changes are set out in Law No. 306-VIII of June 11, 2026. It will remove Articles 87–89, which govern state-funded subsidies for these contributions, from the Social Code.
Time spent caring for a child will still count towards pension entitlement
Under Article 206 of the Social Code, time spent by a non-working mother or father caring for a child under three counts towards their years of participation in the pension system. These periods can total up to 12 years.
This time counts when calculating the basic pension. Ending the top-up reduces payments into the pension savings account, but time spent caring for a child will still count as provided by law. Using pension savings, including through a pension annuity in Kazakhstan, is a separate matter.
Put simply
If you already receive the benefit or plan to take parental leave in 2027, factor in the smaller payments into your UAPF account. In the example of an income of 500 thousand tenge, the pension account will receive 20 thousand instead of 50 thousand tenge a month. When planning your family finances, distinguish between the childcare benefit itself and the amount going into pension savings.
